Buying a home shouldn't be complicated

Buy a home or remortgage in one place, and save money along the way.

First-time buyers
Home movers
Remortgages

Step by step how to buy a home

1
Find out how much you could buy

Add an income booster or deposit booster to boost your budget!

2
Apply for your Gen H mortgage

You and up to 5 other buyers and income boosters can apply together. We’ll ask to verify your identity and income.

Your mortgage advisor will take you through the mortgage product that suits you all.

If everything checks out our underwriters will issue you a mortgage offer

3
We’ll get started on the legal work

Gen H legal will work on ensuring everything is in order and you will become the legal owner of the property.

They’ll ask for you to sign and check a few documents

4
Move in!

You are now a homeowner, get decorating! We’re here whenever you need us.

See you at remortgage!

Borrow more with an

Income booster

More ways for you to get deposit help

Deposit booster

Have your equity reflect how much you want to pay with

Dynamic ownership

Remove your income booster when its right

Ejector set

Competitive rates with our

Gen H mortgages

The most customer friendly

Gen H legal