afford more,
start owning sooner

Boost your buying power and get on the ladder sooner with an income booster


What’s an income booster?
Someone who goes on the mortgage to help you borrow more, but won’t own or live in the home.
Who can be an income booster?
A family member – parents, grandparents, siblings, aunts, uncles, or children.

Add an income booster to your mortgage and afford more sooner.

Income boosters can help with the monthly payments and build up equity.

...Or they can just stay on standby.

Keep your first-time buyer benefits. An income booster doesn’t mean more stamp duty.

When you’re ready, take your booster off and fly solo.

IT Works


Find out how much you could afford with a boost.


Apply for your Generation Home mortgage. You and up to 5 other buyers and income boosters can apply together.


Set up your monthly payments. Boosters can contribute and build up equity in the home too, or just stay on standby.


Your income booster will be jointly liable for the mortgage – so if you’re ever not able to make payments, your booster steps in to help.


Exchange and get the keys. Welcome to homeownership!

click and apply,
expert support

Your application is digital, easy, and fast. And you’ll have friendly Gen H experts with you every step of the way, over chat, email, or phone.

answers for
the group

If you stop paying your mortgage, you could lose your home.