afford more,
start owning sooner
Boost your buying power and get on the ladder sooner with an income booster
Boost your buying power and get on the ladder sooner with an income booster
Add an income booster to your mortgage and afford more sooner.
Income boosters can help with the monthly payments and build up equity.
...Or they can just stay on standby.
Keep your first-time buyer benefits. An income booster doesn’t mean more stamp duty.
When you’re ready, take your booster off and fly solo.
Find out how much you could afford with a boost.
Apply for your Generation Home mortgage. You and up to 5 other buyers and income boosters can apply together.
Set up your monthly payments. Boosters can contribute and build up equity in the home too, or just stay on standby.
Your income booster will be jointly liable for the mortgage – so if you’re ever not able to make payments, your booster steps in to help.
Exchange and get the keys. Welcome to homeownership!
Your application is digital, easy, and fast. And you’ll have friendly Gen H experts with you every step of the way, over chat, email, or phone.
No – income boosters don’t go on the property deeds. Only the owners will own the home.
When you remortgage – as long as you can afford the mortgage on your own, and you meet our eligibility (we’ll look at your income and credit again). For more information, get in touch with the team.
Yes, as long as they meet our age and income requirements. Read those here.
No! They can contribute, or just be on standby. But they’re responsible for repayments, just like any other borrower on the mortgage.
No, any applicant who’s going to be living in the home will have to go on the mortgage as an owner (not a booster).
No, unfortunately – only family members (parents, grandparents, siblings, aunts, uncles, or children of someone on the application) can be an income booster. But friends can be deposit boosters!
