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Standard rates

Loan to value

60%
70%
75%
80%
90%
95%

Repayment type

Capital and interest (C&I)
Part and part (P&P)
Interest only (IO)

2-year fixed

5.58%Initial rate
£0Fee
6.7%APRC
5.43%Initial rate
£499Fee
6.7%APRC
5.28%Initial rate
£999Fee
6.7%APRC
5.23%Initial rate
£1499Fee
6.7%APRC

3-year fixed

5.43%Initial rate
£0Fee
6.6%APRC
5.23%Initial rate
£999Fee
6.5%APRC

5-year fixed

5.41%Initial rate
£0Fee
6.3%APRC
5.33%Initial rate
£499Fee
6.3%APRC
5.26%Initial rate
£999Fee
6.3%APRC
5.23%Initial rate
£1499Fee
6.3%APRC

A repayment mortgage of £250,000 payable over 25 years, initially on a 5.58% fixed rate for 2 years and then on our revert rate of 6.75% for the remaining term, would require 24 monthly payments of £1,547.19 and 276 monthly payments of £1,716.43.

The total amount payable would be £510,865.99 made up of the loan amount plus interest.

Please note your actual costs and monthly payments will vary.