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Core rates
Loan to value
60%
70%
75%
80%
85%
90%
95%
Repayment type
Capital and interest (C&I)
Part and part (P&P)
Interest only (IO)
2-year fixed
6.38%Initial rate
£0Fee
6.9%APRC
6.08%Initial rate
£999Fee
6.9%APRC
6.03%Initial rate
£1499Fee
6.9%APRC
3-year fixed
6.34%Initial rate
£0Fee
6.8%APRC
6.14%Initial rate
£999Fee
6.8%APRC
5-year fixed
6.52%Initial rate
£0Fee
6.9%APRC
6.37%Initial rate
£999Fee
6.8%APRC
6.34%Initial rate
£1499Fee
6.8%APRC
A repayment mortgage of £250,000 payable over 25 years, initially on a 6.38% fixed rate for 2 years and then on our revert rate of 6.75% for the remaining term, would require 24 monthly payments of £1,669.32 and 276 monthly payments of £1,724.00.
The total amount payable would be £515,888.43 made up of the loan amount plus interest.
Please note your actual costs and monthly payments will vary.