Our standard rates
Buying your first home?
You could save thousands with our exclusive first-time buyer bundle. You’ll get access to lower mortgage rates when you get your mortgage and your conveyancing done at Gen H.
First-time buyer rates2 year fixed
2 year fixed
3 year fixed
5 year fixed
4.99
%
Initial rate
£
999
Upfront fee
6.8
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.14
%
Initial rate
£
0
Upfront fee
6.8
%
APRC
3 year fixed
2 year fixed
3 year fixed
5 year fixed
5.04
%
Initial rate
£
999
Upfront fee
6.7
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.14
%
Initial rate
£
0
Upfront fee
6.7
%
APRC
5 year fixed
2 year fixed
3 year fixed
5 year fixed
4.59
%
Initial rate
£
999
Upfront fee
6.2
%
APRC
2 year fixed
3 year fixed
5 year fixed
4.65
%
Initial rate
£
0
Upfront fee
6.2
%
APRC
2 year fixed
2 year fixed
3 year fixed
5 year fixed
4.99
%
Initial rate
£
999
Upfront fee
6.8
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.14
%
Initial rate
£
0
Upfront fee
6.8
%
APRC
3 year fixed
2 year fixed
3 year fixed
5 year fixed
5.04
%
Initial rate
£
999
Upfront fee
6.7
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.14
%
Initial rate
£
0
Upfront fee
6.7
%
APRC
5 year fixed
2 year fixed
3 year fixed
5 year fixed
4.59
%
Initial rate
£
999
Upfront fee
6.2
%
APRC
2 year fixed
3 year fixed
5 year fixed
4.65
%
Initial rate
£
0
Upfront fee
6.2
%
APRC
2 year fixed
2 year fixed
3 year fixed
5 year fixed
4.99
%
Initial rate
£
999
Upfront fee
6.8
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.14
%
Initial rate
£
0
Upfront fee
6.8
%
APRC
3 year fixed
2 year fixed
3 year fixed
5 year fixed
5.04
%
Initial rate
£
999
Upfront fee
6.7
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.14
%
Initial rate
£
0
Upfront fee
6.7
%
APRC
5 year fixed
2 year fixed
3 year fixed
5 year fixed
4.59
%
Initial rate
£
999
Upfront fee
6.2
%
APRC
2 year fixed
3 year fixed
5 year fixed
4.65
%
Initial rate
£
0
Upfront fee
6.2
%
APRC
2 year fixed
2 year fixed
3 year fixed
5 year fixed
4.99
%
Initial rate
£
999
Upfront fee
6.8
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.14
%
Initial rate
£
0
Upfront fee
6.8
%
APRC
3 year fixed
2 year fixed
3 year fixed
5 year fixed
5.04
%
Initial rate
£
999
Upfront fee
6.7
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.14
%
Initial rate
£
0
Upfront fee
6.7
%
APRC
5 year fixed
2 year fixed
3 year fixed
5 year fixed
4.59
%
Initial rate
£
999
Upfront fee
6.2
%
APRC
2 year fixed
3 year fixed
5 year fixed
4.65
%
Initial rate
£
0
Upfront fee
6.2
%
APRC
2 year fixed
2 year fixed
3 year fixed
5 year fixed
6.06
%
Initial rate
£
999
Upfront fee
7.1
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.21
%
Initial rate
£
0
Upfront fee
7.1
%
APRC
3 year fixed
5.95%
Initial rate
£999
Upfront fee
7.0%
APRC
6.05%
Initial rate
£0
Upfront fee
6.9%
APRC
5 year fixed
5.58%
Initial rate
£999
Upfront fee
6.6%
APRC
5.69%
Initial rate
£0
Upfront fee
6.6%
APRC
2 year fixed
2 year fixed
3 year fixed
5 year fixed
6.06
%
Initial rate
£
999
Upfront fee
7.1
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.21
%
Initial rate
£
0
Upfront fee
7.1
%
APRC
3 year fixed
5.95%
Initial rate
£999
Upfront fee
7.0%
APRC
6.05%
Initial rate
£0
Upfront fee
6.9%
APRC
5 year fixed
5.63%
Initial rate
£999
Upfront fee
6.6%
APRC
5.69%
Initial rate
£0
Upfront fee
6.6%
APRC
2 year fixed
2 year fixed
3 year fixed
5 year fixed
6.24
%
Initial rate
£
999
Upfront fee
7.1
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.39
%
Initial rate
£
0
Upfront fee
7.1
%
APRC
3 year fixed
6.09%
Initial rate
£999
Upfront fee
7.0%
APRC
6.19%
Initial rate
£0
Upfront fee
7.0%
APRC
5 year fixed
5.78%
Initial rate
£999
Upfront fee
6.7%
APRC
5.84%
Initial rate
£0
Upfront fee
6.7%
APRC
95% rates subject to additional criteria
A repayment mortgage of £250,000 payable over 25 years, initially on a
5.14
% fixed rate for 2 years and then on our revert rate of
7.00
% for the remaining term, would require
24
monthly payments of £
1,481.94
and
276
monthly payments of £
1,749.12
.
The total amount payable would be £
518,323.33
made up of the loan amount plus interest.
Please note your actual costs and monthly repayments will vary
.
Better mortgages, at
a fairer price
We’re doing everything we can to help more people become homeowners - that’s why we’ll keep our rates as low as we possibly can at all times.
Initial
5
-year fixed rates
Last updated:
20/3/23 9:16 am
Based on a £250,000 mortgage with a
30
% deposit, a
5
-year fixed rate with
fee
,
over a 30 year term. Source
