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Standard rates
Loan to value
60%
70%
75%
80%
85%
90%
95%
Repayment type
Capital and interest (C&I)
Part and part (P&P)
Interest only (IO)
2-year fixed
5.74%Initial rate
£0Fee
6.1%APRC
5.59%Initial rate
£499Fee
6.1%APRC
5.44%Initial rate
£999Fee
6.1%APRC
5.34%Initial rate
£1499Fee
6.1%APRC
3-year fixed
5.63%Initial rate
£0Fee
6.1%APRC
5.43%Initial rate
£999Fee
6.0%APRC
5-year fixed
5.36%Initial rate
£0Fee
5.9%APRC
5.28%Initial rate
£499Fee
5.9%APRC
5.21%Initial rate
£999Fee
5.9%APRC
5.18%Initial rate
£1499Fee
5.9%APRC
A repayment mortgage of £250,000 payable over 25 years, initially on a 5.74% fixed rate for 2 years and then on our revert rate of 6.00% for the remaining term, would require 24 monthly payments of £1,571.26 and 276 monthly payments of £1,608.42.
The total amount payable would be £481,633.97 made up of the loan amount plus interest.
Please note your actual costs and monthly payments will vary.