Our standard rates
Want better rates?
Bundle your Gen H mortgage with conveyancing from Gen H Legal and get discounted mortgage rates.
Home-buying bundle ratesAlready an existing customer?
Existing customer rates →2 year fixed
3 year fixed
5 year fixed
6.32
%
Initial rate
2 year
Fixed
£
999
Fee
8.2
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.47
%
Initial rate
2 year
Fixed
£
0
Fee
8.2
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.02
%
Initial rate
3 year
Fixed
£
999
Fee
7.9
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.12
%
Initial rate
3 year
Fixed
£
0
Fee
7.9
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.62
%
Initial rate
5 year
Fixed
£
999
Fee
7.4
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.68
%
Initial rate
5 year
Fixed
£
0
Fee
7.3
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.32
%
Initial rate
2 year
Fixed
£
999
Fee
8.2
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.47
%
Initial rate
2 year
Fixed
£
0
Fee
8.2
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.02
%
Initial rate
3 year
Fixed
£
999
Fee
7.9
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.12
%
Initial rate
3 year
Fixed
£
0
Fee
7.9
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.62
%
Initial rate
5 year
Fixed
£
999
Fee
7.4
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.68
%
Initial rate
5 year
Fixed
£
0
Fee
7.3
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.32
%
Initial rate
2 year
Fixed
£
999
Fee
8.2
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.47
%
Initial rate
2 year
Fixed
£
0
Fee
8.2
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.02
%
Initial rate
3 year
Fixed
£
999
Fee
7.9
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.12
%
Initial rate
3 year
Fixed
£
0
Fee
7.9
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.62
%
Initial rate
5 year
Fixed
£
999
Fee
7.4
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.68
%
Initial rate
5 year
Fixed
£
0
Fee
7.3
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.32
%
Initial rate
2 year
Fixed
£
999
Fee
8.2
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.47
%
Initial rate
2 year
Fixed
£
0
Fee
8.2
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.02
%
Initial rate
3 year
Fixed
£
999
Fee
7.9
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.12
%
Initial rate
3 year
Fixed
£
0
Fee
7.9
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.62
%
Initial rate
5 year
Fixed
£
999
Fee
7.4
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.68
%
Initial rate
5 year
Fixed
£
0
Fee
7.3
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.41
%
Initial rate
2 year
Fixed
£
999
Fee
8.2
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.56
%
Initial rate
2 year
Fixed
£
0
Fee
8.2
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.07
%
Initial rate
3 year
Fixed
£
999
Fee
7.9
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.17
%
Initial rate
3 year
Fixed
£
0
Fee
7.9
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.65
%
Initial rate
5 year
Fixed
£
999
Fee
7.4
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.71
%
Initial rate
5 year
Fixed
£
0
Fee
7.3
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.47
%
Initial rate
2 year
Fixed
£
999
Fee
8.2
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.62
%
Initial rate
2 year
Fixed
£
0
Fee
8.2
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.12
%
Initial rate
3 year
Fixed
£
999
Fee
7.9
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.22
%
Initial rate
3 year
Fixed
£
0
Fee
7.9
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.68
%
Initial rate
5 year
Fixed
£
999
Fee
7.4
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.74
%
Initial rate
5 year
Fixed
£
0
Fee
7.4
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.72
%
Initial rate
2 year
Fixed
£
999
Fee
8.3
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.87
%
Initial rate
2 year
Fixed
£
0
Fee
8.3
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.28
%
Initial rate
3 year
Fixed
£
999
Fee
8.0
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.38
%
Initial rate
3 year
Fixed
£
0
Fee
8.0
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.79
%
Initial rate
5 year
Fixed
£
999
Fee
7.4
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.85
%
Initial rate
5 year
Fixed
£
0
Fee
7.4
%
APRC
95% rates subject to additional criteria
A repayment mortgage of £250,000 payable over 25 years, initially on a
6.47
% fixed rate for 2 years and then on our revert rate of
8.25
% for the remaining term, would require
24
monthly payments of £
1,683.33
and
276
monthly payments of £
1,954.86
.
The total amount payable would be £
579,942.00
made up of the loan amount plus interest.
Please note your actual costs and monthly repayments will vary
.
Better mortgages, at
a fairer price
We’re doing everything we can to help more people become homeowners - that’s why we’ll keep our rates as low as we possibly can at all times.
Initial
5
-year fixed rates
Last updated:
11/9/23 9:15 am
Based on a £250,000 mortgage with a
20
% deposit, a
5
-year fixed rate with
no fee
,
over a 30 year term. Source