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Core rates
Loan to value
60%
70%
75%
80%
85%
90%
95%
Repayment type
Capital and interest (C&I)
Part and part (P&P)
Interest only (IO)
2-year fixed
5.98%Initial rate
£0Fee
6.8%APRC
5.68%Initial rate
£999Fee
6.8%APRC
5.63%Initial rate
£1499Fee
6.8%APRC
3-year fixed
5.94%Initial rate
£0Fee
6.7%APRC
5.74%Initial rate
£999Fee
6.7%APRC
5-year fixed
6.12%Initial rate
£0Fee
6.7%APRC
5.97%Initial rate
£999Fee
6.6%APRC
5.94%Initial rate
£1499Fee
6.7%APRC
A repayment mortgage of £250,000 payable over 25 years, initially on a 5.98% fixed rate for 2 years and then on our revert rate of 6.75% for the remaining term, would require 24 monthly payments of £1,607.70 and 276 monthly payments of £1,720.30.
The total amount payable would be £513,387.53 made up of the loan amount plus interest.
Please note your actual costs and monthly payments will vary.