Our standard rates

Buying your first home?

You could save thousands with our exclusive first-time buyer bundle. You’ll get access to lower mortgage rates when you get your mortgage and your conveyancing done at Gen H.

First-time buyer rates
Loan to value

2 year fixed

2 year fixed

3 year fixed

5 year fixed

4.99
%
Initial rate
£
999
Upfront fee
6.8
%
APRC

2 year fixed

3 year fixed

5 year fixed

5.14
%
Initial rate
£
0
Upfront fee
6.8
%
APRC

3 year fixed

2 year fixed

3 year fixed

5 year fixed

5.04
%
Initial rate
£
999
Upfront fee
6.7
%
APRC

2 year fixed

3 year fixed

5 year fixed

5.14
%
Initial rate
£
0
Upfront fee
6.7
%
APRC

5 year fixed

2 year fixed

3 year fixed

5 year fixed

4.59
%
Initial rate
£
999
Upfront fee
6.2
%
APRC

2 year fixed

3 year fixed

5 year fixed

4.65
%
Initial rate
£
0
Upfront fee
6.2
%
APRC

2 year fixed

2 year fixed

3 year fixed

5 year fixed

4.99
%
Initial rate
£
999
Upfront fee
6.8
%
APRC

2 year fixed

3 year fixed

5 year fixed

5.14
%
Initial rate
£
0
Upfront fee
6.8
%
APRC

3 year fixed

2 year fixed

3 year fixed

5 year fixed

5.04
%
Initial rate
£
999
Upfront fee
6.7
%
APRC

2 year fixed

3 year fixed

5 year fixed

5.14
%
Initial rate
£
0
Upfront fee
6.7
%
APRC

5 year fixed

2 year fixed

3 year fixed

5 year fixed

4.59
%
Initial rate
£
999
Upfront fee
6.2
%
APRC

2 year fixed

3 year fixed

5 year fixed

4.65
%
Initial rate
£
0
Upfront fee
6.2
%
APRC

2 year fixed

2 year fixed

3 year fixed

5 year fixed

4.99
%
Initial rate
£
999
Upfront fee
6.8
%
APRC

2 year fixed

3 year fixed

5 year fixed

5.14
%
Initial rate
£
0
Upfront fee
6.8
%
APRC

3 year fixed

2 year fixed

3 year fixed

5 year fixed

5.04
%
Initial rate
£
999
Upfront fee
6.7
%
APRC

2 year fixed

3 year fixed

5 year fixed

5.14
%
Initial rate
£
0
Upfront fee
6.7
%
APRC

5 year fixed

2 year fixed

3 year fixed

5 year fixed

4.59
%
Initial rate
£
999
Upfront fee
6.2
%
APRC

2 year fixed

3 year fixed

5 year fixed

4.65
%
Initial rate
£
0
Upfront fee
6.2
%
APRC

2 year fixed

2 year fixed

3 year fixed

5 year fixed

4.99
%
Initial rate
£
999
Upfront fee
6.8
%
APRC

2 year fixed

3 year fixed

5 year fixed

5.14
%
Initial rate
£
0
Upfront fee
6.8
%
APRC

3 year fixed

2 year fixed

3 year fixed

5 year fixed

5.04
%
Initial rate
£
999
Upfront fee
6.7
%
APRC

2 year fixed

3 year fixed

5 year fixed

5.14
%
Initial rate
£
0
Upfront fee
6.7
%
APRC

5 year fixed

2 year fixed

3 year fixed

5 year fixed

4.59
%
Initial rate
£
999
Upfront fee
6.2
%
APRC

2 year fixed

3 year fixed

5 year fixed

4.65
%
Initial rate
£
0
Upfront fee
6.2
%
APRC

2 year fixed

2 year fixed

3 year fixed

5 year fixed

6.06
%
Initial rate
£
999
Upfront fee
7.1
%
APRC

2 year fixed

3 year fixed

5 year fixed

6.21
%
Initial rate
£
0
Upfront fee
7.1
%
APRC

3 year fixed

5.95%
Initial rate
£999
Upfront fee
7.0%
APRC
6.05%
Initial rate
£0
Upfront fee
6.9%
APRC

5 year fixed

5.58%
Initial rate
£999
Upfront fee
6.6%
APRC
5.69%
Initial rate
£0
Upfront fee
6.6%
APRC

2 year fixed

2 year fixed

3 year fixed

5 year fixed

6.06
%
Initial rate
£
999
Upfront fee
7.1
%
APRC

2 year fixed

3 year fixed

5 year fixed

6.21
%
Initial rate
£
0
Upfront fee
7.1
%
APRC

3 year fixed

5.95%
Initial rate
£999
Upfront fee
7.0%
APRC
6.05%
Initial rate
£0
Upfront fee
6.9%
APRC

5 year fixed

5.63%
Initial rate
£999
Upfront fee
6.6%
APRC
5.69%
Initial rate
£0
Upfront fee
6.6%
APRC

2 year fixed

2 year fixed

3 year fixed

5 year fixed

6.24
%
Initial rate
£
999
Upfront fee
7.1
%
APRC

2 year fixed

3 year fixed

5 year fixed

6.39
%
Initial rate
£
0
Upfront fee
7.1
%
APRC

3 year fixed

6.09%
Initial rate
£999
Upfront fee
7.0%
APRC
6.19%
Initial rate
£0
Upfront fee
7.0%
APRC

5 year fixed

5.78%
Initial rate
£999
Upfront fee
6.7%
APRC
5.84%
Initial rate
£0
Upfront fee
6.7%
APRC
95% rates subject to additional criteria

A repayment mortgage of £250,000 payable over 25 years, initially on a

5.14

% fixed rate for 2 years and then on our revert rate of

7.00

% for the remaining term, would require

24

monthly payments of £

1,481.94

and

276

monthly payments of £

1,749.12

.

The total amount payable would be £

518,323.33

made up of the loan amount plus interest.

Please note your actual costs and monthly repayments will vary

.

Better mortgages, at

a fairer price

We’re doing everything we can to help more people become homeowners - that’s why we’ll keep our rates as low as we possibly can at all times.