First-time buyer rates
Buy your first home all under one roof. Get access to lower rates when you get a Gen H mortgage and select Gen H Legal as your conveyancer. Learn more about Gen H Legal.
Not a first-time buyer or don’t want Gen H Legal?
2 year fixed
5.86
%
Initial rate
£
999
Upfront fee
7.5
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.01
%
Initial rate
£
0
Upfront fee
7.5
%
APRC
2 year fixed
3 year fixed
5 year fixed
5 year fixed
2 year fixed
3 year fixed
5 year fixed
5.59
%
Initial rate
£
999
Upfront fee
7.0
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.65
%
Initial rate
£
0
Upfront fee
7.0
%
APRC
2 year fixed
2 year fixed
3 year fixed
5 year fixed
5.86
%
Initial rate
£
999
Upfront fee
7.5
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.01
%
Initial rate
£
0
Upfront fee
7.5
%
APRC
5 year fixed
2 year fixed
3 year fixed
5 year fixed
5.59
%
Initial rate
£
999
Upfront fee
7.0
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.65
%
Initial rate
£
0
Upfront fee
7.0
%
APRC
2 year fixed
2 year fixed
3 year fixed
5 year fixed
5.86
%
Initial rate
£
999
Upfront fee
7.5
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.01
%
Initial rate
£
0
Upfront fee
7.5
%
APRC
5 year fixed
2 year fixed
3 year fixed
5 year fixed
5.59
%
Initial rate
£
999
Upfront fee
7.0
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.65
%
Initial rate
£
0
Upfront fee
7.0
%
APRC
2 year fixed
2 year fixed
3 year fixed
5 year fixed
5.86
%
Initial rate
£
999
Upfront fee
7.5
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.01
%
Initial rate
£
0
Upfront fee
7.5
%
APRC
5 year fixed
2 year fixed
3 year fixed
5 year fixed
5.59
%
Initial rate
£
999
Upfront fee
7.0
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.65
%
Initial rate
£
0
Upfront fee
7.0
%
APRC
2 year fixed
2 year fixed
3 year fixed
5 year fixed
6.29
%
Initial rate
£
999
Upfront fee
7.6
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.44
%
Initial rate
£
0
Upfront fee
7.6
%
APRC
5 year fixed
2 year fixed
3 year fixed
5 year fixed
5.81
%
Initial rate
£
999
Upfront fee
7.1
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.92
%
Initial rate
£
0
Upfront fee
7.1
%
APRC
2 year fixed
2 year fixed
3 year fixed
5 year fixed
6.29
%
Initial rate
£
999
Upfront fee
7.6
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.44
%
Initial rate
£
0
Upfront fee
7.6
%
APRC
5 year fixed
2 year fixed
3 year fixed
5 year fixed
5.86
%
Initial rate
£
999
Upfront fee
7.1
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.92
%
Initial rate
£
0
Upfront fee
7.1
%
APRC
2 year fixed
2 year fixed
3 year fixed
5 year fixed
6.29
%
Initial rate
£
999
Upfront fee
7.6
%
APRC
2 year fixed
3 year fixed
5 year fixed
6.44
%
Initial rate
£
0
Upfront fee
7.6
%
APRC
5 year fixed
2 year fixed
3 year fixed
5 year fixed
5.86
%
Initial rate
£
999
Upfront fee
7.1
%
APRC
2 year fixed
3 year fixed
5 year fixed
5.92
%
Initial rate
£
0
Upfront fee
7.1
%
APRC
95% rates subject to additional criteria
A repayment mortgage of £250,000 payable over 25 years, initially on a
6.01
% fixed rate for 2 years and then on our revert rate of
7.50
% for the remaining term, would require
24
monthly payments of £
1,612.28
and
276
monthly payments of £
1,833.72
.
The total amount payable would be £
546,547.17
made up of the loan amount plus interest and a £1,746.00 conveyancing fee.
Please note your actual costs and monthly repayments will vary
.
Better mortgages, at
a fairer price
We’re doing everything we can to help more people become homeowners - that’s why we’ll keep our rates as low as we possibly can at all times.
Initial
5
-year fixed rates
Last updated:
22/5/23 9:15 am
Based on a £250,000 mortgage with a
20
% deposit, a
5
-year fixed rate with
no fee
,
over a 30 year term. Source
