Mortgages built for first-time buyers, by first-time buyers.

🔒 Authorised and regulated by the FCA

see what you
could borrow

afford more

Add a family member’s income to your mortgage to afford more and get on the ladder sooner.

When the time is right, you can remove them and fly solo.

About income boosters


Discover smarter for family or friends to help with your deposit.

Helpers can gift, loan, or invest in your home – all managed safely through our platform.

About deposit boosters


Separate finances? Split your homeownership fairly and flexibly.

Track who owns what in real time based on what you’ve contributed, and make changes whenever you’d like.

About dynamic ownership

we’re on a missioN TO BUILD A fairer housing market

Homeownership has moved out of reach for millions, denying them the financial security that previous generations have taken for granted.

We built Generation Home to give everyone the opportunity to become a homeowner.

hear it from homeowners
we’ve helped

Rated excellent on Trustpilot
5 out of 5 start rating4 out of 5 star rating
21 Feb 2022

I'm absolutely over the moon – Gen H have been absolutely amazing the whole way. They've given us the opportunity to buy our own home which is hard at the moment, but they've made it possible.

5 out of 5 start rating4 out of 5 star rating
25 Jan 2022
John Read

I recently became involved in helping my recently self employed son and his partner obtain their first mortgage. Traditional lenders came and went. Normally we were unable to get past the initial screening call. Their circumstances didn’t fit the lenders ridgid policy end of call...

5 out of 5 start rating4 out of 5 star rating
05 Aug 2021

Gave us the best way to help our son… Gave us the best way to help our son get on the property ladder in a very difficult market. Very thorough and clear presentation of our responsibilities and product information. Much appreciated. Thank you GH.

5 out of 5 start rating4 out of 5 star rating
4 Feb 2022

Tanisha gave us guidance every step of the mortgage journey. Generation Home is a great choice for first-time buyers.

See all of our reviews

a dedicated
team by your side

Buying a home is complicated! You’ve probably got a million questions.

We’re with you every step of the way – from house hunting to paying off your Generation Home mortgage.

If you stop paying your mortgage, you could lose your home.