Homebuying from start to finish,
and beyond
Owning a home should be an opportunity for everyone.
We're rebuilding it to make it simple, transparent, and fair.
What's your
budget?
It's bigger than
The entry price to homeownership has been rising faster than incomes for decades. It's not your fault, but it's where we've ended up.
You need new solutions – and not just another scheme.
Gen H and Gen H Legal are the UK’s first lender–conveyancer duo for faster, seamless service.
We’ll advise on your Gen H mortgage documents, such as the home agreement or deposit booster agreement, for no extra cost.
Love what we do? You can also use us without a Gen H mortgage. See the other lenders we can work with.

Buying a house?
Get the
homebuying bundle
Get discounted mortgage rates with the Gen H + Gen H Legal homebuying bundle
Using the cheapest
-year fixed rates from each lender, over a 30 year
term (without fee)
Accurate as of
Using the cheapest
-year fixed rates from each lender, over a 30 year term (without fee)
Accurate as of
end to end homebuying at high street prices
We’re doing everything we can to help more people become homeowners - that’s why we’ll keep our rates as low as we possibly can at all times.

We're taking
a fresh approach
Afford more
Add an income booster onto your mortgage to borrow more. Remove them when the time is right, with the ejector seat.
Boost your deposit
Don’t ask for a gift - turn it into an investment as a deposit boost.
Buy together flexibly
See how much everyone owns in realtime with dynamic ownership.



A team that's
on your team
Your Gen H homebuying champion is a phone call or email away. They know your name, they keep in touch, and you won't have to retell your life story every time you need to ask a question.
Just fill out a few details and book a call
We're here to fix a
Everyone should have the opportunity to own a home. But the system is broken. House prices have grown faster than incomes for decades, and thousands of people have been locked out of homeownership and the opportunities it can bring.
We’re rebuilding the homebuying process to make it simple, transparent and fair. And we’re helping thousands of people realise their homeownership dreams while we do.
Gen H is a mortgage lender creating an end-to-end buying experience with exceptional service, competitive rates, flexible affordability features, and our own conveyancing firm, so you can buy your home seamlessly – all under one roof.
Whether you’re a first-time buyer, a home mover or a remortgager, we’ll help you find your place on the property ladder.