Homebuying from start to finish,
and beyond

Authorised and regulated by the FCA

Owning a home should be an opportunity for everyone.
We're rebuilding it to make it simple, transparent, and fair.

What's your

budget?

It's bigger than

The entry price to homeownership has been rising faster than incomes for decades. It's not your fault, but it's where we've ended up.

You need new solutions – and not just another scheme.

Homebuying all under

When you buy with Gen H, we take care of you from start to finish.

Our team of mortgage specialists and conveyancers will take you from Rightmove/Zoopla to getting your keys.

Total cost over
5
-years
£95,000
£90,000
£85,000
£80,000
£75,000
£70,000
Santander
Cost over
5
-years
£
73,964.60
Monthly payments
£1,215.26
Interest rate
4.15
%
APRC
6.2
%
Santander
Cost over
5
-years
£
73,964.60
Monthly payments
£1,215.26
Interest rate
4.15
%
APRC
6.2
%
HSBC
Cost over
5
-years
£
74,176
Monthly payments
£1,219
Interest rate
4.18
%
APRC
6.1
%
HSBC
Cost over
5
-years
£
74,176
Monthly payments
£1,219
Interest rate
4.18
%
APRC
6.1
%
Barclays
Cost over
5
-years
£
75,191.60
Monthly payments
£1,235.71
Interest rate
4.29
%
APRC
6.4
%
Barclays
Cost over
5
-years
£
75,191.60
Monthly payments
£1,235.71
Interest rate
4.29
%
APRC
6.4
%
Generation Home
Cost over
5
-years
£
79,155
Monthly payments
£1,302
Interest rate
4.74
%
APRC
6.3
%
Generation Home
Cost over
5
-years
£
79,155
Monthly payments
£1,302
Interest rate
4.74
%
APRC
6.3
%
Based on:
Loan amount
£250,000
Deposit
30
%
Fixed for
5
5
5
5
-years

Using the cheapest

5

-year fixed rates from each lender, over a 30 year term.
Accurate as of

Mar 20, 2023 9:16 AM

Source.

Total cost over 2 years
£40,000
£38,000
£36,000
£34,000
£32,000
£30,000
£
73,964.60
Santander
Cost over 2 years
£
73,964.60
Monthly payments
£1,215.26
Interest rate
4.15
%
APRC
6.2%
£
73,964.60
Santander
Cost over 2 years
£
73,964.60
Monthly payments
£1,215.26
Interest rate
4.15
%
APRC
6.2%
£
74,176
HSBC
Cost over 2 years
£
74,176
Monthly payments
£1,219
Interest rate
4.18
%
APRC
6.1%
£
74,176
HSBC
Cost over 2 years
£
74,176
Monthly payments
£1,219
Interest rate
4.18
%
APRC
6.1%
£
75,191.60
Barclays
Cost over 2 years
£
75,191.60
Monthly payments
£1,235.71
Interest rate
4.29
%
APRC
6.4%
£
75,191.60
Barclays
Cost over 2 years
£
75,191.60
Monthly payments
£1,235.71
Interest rate
4.29
%
APRC
6.4%
£
79,155
Generation Home
Cost over 2 years
£
79,155
Monthly payments
£1,302
Interest rate
4.74
%
APRC
6.3%
£
79,155
Generation Home
Cost over 2 years
£
79,155
Monthly payments
£1,302
Interest rate
4.74
%
APRC
6.3%
Based on:
Home price
£312,000
Deposit
30
%
Fixed for
2 years

Using the cheapest 2-year fixed rates from each lender, over a 30 year term.
Accurate as of

Mar 20, 2023 10:12 AM

Source.

Personalised mortgages at

fairer prices

We’re doing everything we can to help more people become homeowners - that’s why we’ll keep our rates as low as we possibly can at all times.

We're taking

a fresh approach

Afford more

Add an income booster onto your mortgage to borrow more. Remove them when the time is right, with the ejector seat.

Boost your deposit

Don’t ask for a gift - turn it into an investment as a deposit boost.

Buy together flexibly

See how much everyone owns in realtime with dynamic ownership.

A team that's

on your team

Your Gen H homebuying champion is a phone call or email away. They know your name, they keep in touch, and you won't have to retell your life story every time you need to ask a question.

We're here to fix a

Everyone should have the opportunity to own a home. But the system is broken. House prices have grown faster than incomes for decades, and thousands of people have been locked out of homeownership and the opportunities it can bring.

We’re rebuilding the homebuying process to make it simple, transparent and fair. And we’re helping thousands of people realise their homeownership dreams while we do.

Gen H is a mortgage lender creating an end-to-end buying experience with exceptional service, competitive rates, flexible affordability features, and our own conveyancing firm, so you can buy your home seamlessly – all under one roof.

Whether you’re a first-time buyer, a home mover or a remortgager, we’ll help you find your place on the property ladder.

Hear from

people we've helped