Homebuying from start to finish,
and beyond

Authorised and regulated by the FCA

Owning a home should be an opportunity for everyone.
We're rebuilding it to make it simple, transparent, and fair.

What's your

budget?

It's bigger than

The entry price to homeownership has been rising faster than incomes for decades. It's not your fault, but it's where we've ended up.

You need new solutions – and not just another scheme.

All under

When you buy with Gen H, we take care of you from the beginning to the end. We’ve got a team of mortgage specialists and even in-house conveyancing to take you from Google to getting your keys.

Total cost over 2 years
£32,500
£32,000
£31,500
£31,000
£30,500
£30,000
Generation Home
Cost over 2 years
£
29,359
Monthly payments
£1,403
Interest rate
5.40
%
APRC
6.9%
Generation Home
Cost over 2 years
£
29,359
Monthly payments
£1,403
Interest rate
5.40
%
APRC
6.9%
First Direct
Cost over 2 years
£
30,268
Monthly payments
£1,234
Interest rate
5.59
%
APRC
5.7%
First Direct
Cost over 2 years
£
30,268
Monthly payments
£1,234
Interest rate
5.59
%
APRC
5.7%
Halifax
Cost over 2 years
£
30,832
Monthly payments
£1,474
Interest rate
5.85
%
APRC
6.6%
Halifax
Cost over 2 years
£
30,832
Monthly payments
£1,474
Interest rate
5.85
%
APRC
6.6%
Nationwide
Cost over 2 years
£
30,765
Monthly payments
£1,481
Interest rate
5.89
%
APRC
6.6%
Nationwide
Cost over 2 years
£
30,765
Monthly payments
£1,481
Interest rate
5.89
%
APRC
6.6%
HSBC
Cost over 2 years
£
30,765
Monthly payments
£1,481
Interest rate
5.89
%
APRC
5.7%
HSBC
Cost over 2 years
£
30,765
Monthly payments
£1,481
Interest rate
5.89
%
APRC
5.7%
Based on:
Home price
£270,000
Deposit
£54,000 (20%)
Fixed for
2 years

Using the cheapest 2-year fixed rates from each lender, over a 30 year term.
Accurate as of 28th Nov 2022. Source.

Better mortgages, at

a fairer price

We’re doing everything we can to help more people become homeowners - that’s why we’ll keep our rates as low as we possibly can at all times.

We're taking

a fresh approach

Afford more

Add an income booster onto your mortgage to borrow more. Remove them when the time is right, with the ejector seat.

Boost your deposit

Don’t ask for a gift - turn it into an investment as a deposit boost.

Buy together flexibly

See how much everyone owns in realtime with dynamic ownership.

A team that's

on your team

Your Gen H homebuying champion is a phone call or email away. They know your name, they keep in touch, and you won't have to retell your life story every time you need to ask a question.

We're here to fix a

Everyone should have the opportunity to own a home. Homeownership gives freedom, security, and a stake in your community.

But a new generation of would-be homeowners have been locked out, thousands more who don't fit into a narrow box are being left behind, and we’re all being asked to accept a process that should be unacceptable.

We’re here to change it.

Hear from

people we've helped