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Core rates
Loan to value
60%
70%
75%
80%
85%
90%
95%
Repayment type
Capital and interest (C&I)
Part and part (P&P)
Interest only (IO)
2-year fixed
5.64%Initial rate
£0Fee
6.7%APRC
5.34%Initial rate
£999Fee
6.7%APRC
5.29%Initial rate
£1499Fee
6.7%APRC
3-year fixed
5.62%Initial rate
£0Fee
6.6%APRC
5.42%Initial rate
£999Fee
6.6%APRC
5-year fixed
5.77%Initial rate
£0Fee
6.5%APRC
5.62%Initial rate
£999Fee
6.5%APRC
5.59%Initial rate
£1499Fee
6.5%APRC
A repayment mortgage of £250,000 payable over 25 years, initially on a 5.64% fixed rate for 2 years and then on our revert rate of 6.75% for the remaining term, would require 24 monthly payments of £1,556.19 and 276 monthly payments of £1,717.02.
The total amount payable would be £511,245.54 made up of the loan amount plus interest.
Please note your actual costs and monthly payments will vary.