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Standard rates
Loan to value
60%
70%
75%
80%
85%
90%
95%
Repayment type
Capital and interest (C&I)
Part and part (P&P)
Interest only (IO)
2-year fixed
5.79%Initial rate
£0Fee
6.1%APRC
5.61%Initial rate
£499Fee
6.1%APRC
5.44%Initial rate
£999Fee
6.1%APRC
5.39%Initial rate
£1499Fee
6.1%APRC
3-year fixed
5.83%Initial rate
£0Fee
6.1%APRC
5.63%Initial rate
£999Fee
6.1%APRC
5-year fixed
5.61%Initial rate
£0Fee
6.0%APRC
5.53%Initial rate
£499Fee
6.0%APRC
5.46%Initial rate
£999Fee
6.0%APRC
5.43%Initial rate
£1499Fee
6.0%APRC
A repayment mortgage of £250,000 payable over 25 years, initially on a 5.79% fixed rate for 2 years and then on our revert rate of 6.00% for the remaining term, would require 24 monthly payments of £1,578.81 and 276 monthly payments of £1,608.87.
The total amount payable would be £481,940.72 made up of the loan amount plus interest.
Please note your actual costs and monthly payments will vary.