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Homebuying from start to finish,
and beyond

Authorised and regulated by the FCA

Owning a home should be an opportunity for everyone.
We're rebuilding it to make it simple, transparent, and fair.

What's your

budget?

It's bigger than

The entry price to homeownership has been rising faster than incomes for decades. It's not your fault, but it's where we've ended up.

You need new solutions – and not just another scheme.

Homebuying all under

When you buy with Gen H, we take care of you from start to finish.

Our team of mortgage specialists and conveyancers will take you from Rightmove/Zoopla to getting your keys.

Total cost over
5
-years
£80,000
£78,000
£76,000
£74,000
£72,000
£70,000
HSBC
Cost over
5
-years
£
75,291
Monthly payments
£1,254
Interest rate
4.42
%
APRC
6.2
%
HSBC
Cost over
5
-years
£
75,291
Monthly payments
£1,254
Interest rate
4.42
%
APRC
6.2
%
Nationwide
Cost over
5
-years
£
75,468
Monthly payments
£1,257
Interest rate
4.44
%
APRC
6.6
%
Nationwide
Cost over
5
-years
£
75,468
Monthly payments
£1,257
Interest rate
4.44
%
APRC
6.6
%
Natwest
Cost over
5
-years
£
75,646
Monthly payments
£1,260
Interest rate
4.46
%
APRC
6.5
%
Natwest
Cost over
5
-years
£
75,646
Monthly payments
£1,260
Interest rate
4.46
%
APRC
6.5
%
Halifax
Cost over
5
-years
£
76,359
Monthly payments
£1,272
Interest rate
4.54
%
APRC
6.8
%
Halifax
Cost over
5
-years
£
76,359
Monthly payments
£1,272
Interest rate
4.54
%
APRC
6.8
%
Generation Home
Cost over
5
-years
£
77,976
Monthly payments
£1,299
Interest rate
4.72
%
APRC
6.6
%
Generation Home
Cost over
5
-years
£
77,976
Monthly payments
£1,299
Interest rate
4.72
%
APRC
6.6
%
Based on:
Loan amount
£250,000
Deposit
20
%
Fixed for
5
5
5
5
5
-years

Using the cheapest

5

-year fixed rates from each lender, over a 30 year
term (without fee)
Accurate as of

May 22, 2023 9:15 AM

Source.

£40,000
£38,000
£36,000
£34,000
£32,000
£30,000
Total cost over
5
5
5
5
5
-years
£
75,291
HSBC
Cost over 2 years
£
75,291
Monthly payments
£1,254
Interest rate
4.42
%
APRC
6.2%
£
75,291
HSBC
Cost over 2 years
£
75,291
Monthly payments
£1,254
Interest rate
4.42
%
APRC
6.2%
£
75,468
Nationwide
Cost over 2 years
£
75,468
Monthly payments
£1,257
Interest rate
4.44
%
APRC
6.6%
£
75,468
Nationwide
Cost over 2 years
£
75,468
Monthly payments
£1,257
Interest rate
4.44
%
APRC
6.6%
£
75,646
Natwest
Cost over 2 years
£
75,646
Monthly payments
£1,260
Interest rate
4.46
%
APRC
6.5%
£
75,646
Natwest
Cost over 2 years
£
75,646
Monthly payments
£1,260
Interest rate
4.46
%
APRC
6.5%
£
76,359
Halifax
Cost over 2 years
£
76,359
Monthly payments
£1,272
Interest rate
4.54
%
APRC
6.8%
£
76,359
Halifax
Cost over 2 years
£
76,359
Monthly payments
£1,272
Interest rate
4.54
%
APRC
6.8%
£
77,976
Generation Home
Cost over 2 years
£
77,976
Monthly payments
£1,299
Interest rate
4.72
%
APRC
6.6%
£
77,976
Generation Home
Cost over 2 years
£
77,976
Monthly payments
£1,299
Interest rate
4.72
%
APRC
6.6%
Based on:
Home price
£312,000
Deposit
20
%
Fixed for
5
5
5
5
5
-years

Using the cheapest

5

-year fixed rates from each lender, over a 30 year term (without fee)
Accurate as of

May 22, 2023 9:15 AM

Source.

end to end homebuying at high street prices

We’re doing everything we can to help more people become homeowners - that’s why we’ll keep our rates as low as we possibly can at all times.

We're taking

a fresh approach

Afford more

Add an income booster onto your mortgage to borrow more. Remove them when the time is right, with the ejector seat.

Boost your deposit

Don’t ask for a gift - turn it into an investment as a deposit boost.

Buy together flexibly

See how much everyone owns in realtime with dynamic ownership.

A team that's

on your team

Your Gen H homebuying champion is a phone call or email away. They know your name, they keep in touch, and you won't have to retell your life story every time you need to ask a question.

Just fill out a few details and book a call

We're here to fix a

Everyone should have the opportunity to own a home. But the system is broken. House prices have grown faster than incomes for decades, and thousands of people have been locked out of homeownership and the opportunities it can bring.

We’re rebuilding the homebuying process to make it simple, transparent and fair. And we’re helping thousands of people realise their homeownership dreams while we do.

Gen H is a mortgage lender creating an end-to-end buying experience with exceptional service, competitive rates, flexible affordability features, and our own conveyancing firm, so you can buy your home seamlessly – all under one roof.

Whether you’re a first-time buyer, a home mover or a remortgager, we’ll help you find your place on the property ladder.

Hear from

people we've helped