Our Products

Loan to value (LTV)
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.29
%
APRC
Total cost over the mortgage term
4.18
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.29
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
1.99
%
APRC
Total cost over the mortgage term
4.17
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
1.99
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
2.39
%
APRC
Total cost over the mortgage term
3.72
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.39
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
2.19
%
APRC
Total cost over the mortgage term
3.67
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.19
%
+ base rate (0.1%)
0
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
0
years
1.38
%
APRC
Total cost over the mortgage term
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
1.38
%
+ base rate (0.1%)
0
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
0
years
1.38
%
APRC
Total cost over the mortgage term
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
1.38
%
+ base rate (0.1%)
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.29
%
APRC
Total cost over the mortgage term
4.18
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.29
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
2.14
%
APRC
Total cost over the mortgage term
4.19
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.14
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
2.39
%
APRC
Total cost over the mortgage term
3.72
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.39
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
2.29
%
APRC
Total cost over the mortgage term
3.71
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.29
%
+ base rate (0.1%)
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
years
1.38
%
APRC
Total cost over the mortgage term
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
1.38
%
+ base rate (0.1%)
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
years
1.38
%
APRC
Total cost over the mortgage term
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
1.38
%
+ base rate (0.1%)
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.39
%
APRC
Total cost over the mortgage term
4.20
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.39
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
2.24
%
APRC
Total cost over the mortgage term
4.21
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.24
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
2.49
%
APRC
Total cost over the mortgage term
3.76
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.49
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
2.39
%
APRC
Total cost over the mortgage term
3.75
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.39
%
+ base rate (0.1%)
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
years
1.38
%
APRC
Total cost over the mortgage term
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
1.38
%
+ base rate (0.1%)
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
years
1.38
%
APRC
Total cost over the mortgage term
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
1.38
%
+ base rate (0.1%)
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.79
%
APRC
Total cost over the mortgage term
4.27
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.79
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
2.64
%
APRC
Total cost over the mortgage term
4.28
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.64
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
2.89
%
APRC
Total cost over the mortgage term
3.92
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.89
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
2.79
%
APRC
Total cost over the mortgage term
3.92
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.79
%
+ base rate (0.1%)
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
years
1.38
%
APRC
Total cost over the mortgage term
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
1.38
%
+ base rate (0.1%)
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
years
1.38
%
APRC
Total cost over the mortgage term
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
1.38
%
+ base rate (0.1%)
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
3.40
%
APRC
Total cost over the mortgage term
4.39
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
3.40
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
3.25
%
APRC
Total cost over the mortgage term
4.40
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.25
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
3.50
%
APRC
Total cost over the mortgage term
4.17
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
3.50
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
3.40
%
APRC
Total cost over the mortgage term
4.17
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.40
%
+ base rate (0.1%)
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
years
1.38
%
APRC
Total cost over the mortgage term
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
1.38
%
+ base rate (0.1%)
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
years
1.38
%
APRC
Total cost over the mortgage term
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
1.38
%
+ base rate (0.1%)
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
4.25
%
APRC
Total cost over the mortgage term
4.55
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
4.25
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
3.99
%
APRC
Total cost over the mortgage term
4.54
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.99
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
4.25
%
APRC
Total cost over the mortgage term
4.49
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
4.25
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
3.99
%
APRC
Total cost over the mortgage term
4.42
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.99
%
+ base rate (0.1%)
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
years
1.38
%
APRC
Total cost over the mortgage term
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
1.38
%
+ base rate (0.1%)
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
years
1.38
%
APRC
Total cost over the mortgage term
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
1.38
%
+ base rate (0.1%)

A representative example...

A repayment mortgage of £250,000 payable over 25 years, initially on a fixed rate for 2 years and then on our current variable rate of 4.5% for the remaining term, would require 24 monthly payments of £1,107.74 and 276 monthly payments of £1,368.36.

Please note your actual costs and monthly repayments will vary.

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Your home may be repossessed if you do not keep up repayments on your mortgage.