47% of buyers under 55 get help from family*
But the system isn’t set up for it – and those who don’t have access to cash gifts from family are still locked out.
We’re on a mission to create more homeowners by unlocking new and better ways to afford more.
*Legal & General survey, 2023
So we took JBSP and reinvented it
Say goodbye to the usual problems with JBSP and hello to an innovative, flexible solution that boosts affordability with family help. Plus, benefit from great rates and unbeatable service.
Income booster
Typical JBSP and income booster
Boosts affordability
No stamp duty impact
Term not limited by booster's age
Up to 6 incomes on an application
Choice of booster equity participation
Tracking of who owns what
Support can come from non-family
Responsive when you need it most
Speedy response times and quick assessment and decisions mean a seamless application experience.
We're answering the phone in
45 seconds
We're responding to chat in
25 seconds
Initial assessment
6 days
AVM-eligible cases
7 days to decision
Desktop valuation cases
8 days to decision
Physical valuation cases
9 days to decision
Accurate as of 25 March 2024. Times in working days.