Interest Rates

Loan to value (LTV)
90% LTV
85% LTV
80% LTV
75% LTV
70% LTV
60% LTV
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
4.15
%
APRC
Total cost over the mortgage term
4.31
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
4.15
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
3.99
%
APRC
Total cost over the mortgage term
4.33
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.99
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
3.99
%
APRC
Total cost over the mortgage term
4.26
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
3.99
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
3.89
%
APRC
Total cost over the mortgage term
4.28
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.89
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
4.10
%
APRC
Total cost over the mortgage term
4.27
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
4.10
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
3.99
%
APRC
Total cost over the mortgage term
4.26
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.99
%
+ base rate (0.1%)
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
3.20
%
APRC
Total cost over the mortgage term
4.14
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
3.20
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
2.99
%
APRC
Total cost over the mortgage term
4.14
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.99
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
3.15
%
APRC
Total cost over the mortgage term
4.04
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
3.15
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
2.99
%
APRC
Total cost over the mortgage term
4.03
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.99
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
3.15
%
APRC
Total cost over the mortgage term
3.87
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
3.15
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
3.05
%
APRC
Total cost over the mortgage term
3.87
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.05
%
+ base rate (0.1%)
0
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
0
years
2.76
%
APRC
Total cost over the mortgage term
4.01
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.76
%
+ base rate (0.1%)
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.89
%
APRC
Total cost over the mortgage term
4.08
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.89
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
2.65
%
APRC
Total cost over the mortgage term
4.08
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.65
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
2.89
%
APRC
Total cost over the mortgage term
3.97
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.89
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
2.75
%
APRC
Total cost over the mortgage term
3.97
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.75
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
2.99
%
APRC
Total cost over the mortgage term
3.81
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.99
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
2.89
%
APRC
Total cost over the mortgage term
3.81
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.89
%
+ base rate (0.1%)
0
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
0
years
2.34
%
APRC
Total cost over the mortgage term
3.93
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.34
%
+ base rate (0.1%)
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.89
%
APRC
Total cost over the mortgage term
4.08
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.89
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
2.65
%
APRC
Total cost over the mortgage term
4.08
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.65
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
2.89
%
APRC
Total cost over the mortgage term
3.97
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.89
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
2.75
%
APRC
Total cost over the mortgage term
3.97
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.75
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
2.99
%
APRC
Total cost over the mortgage term
3.81
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.99
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
2.89
%
APRC
Total cost over the mortgage term
3.81
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.89
%
+ base rate (0.1%)
0
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
0
years
2.34
%
APRC
Total cost over the mortgage term
3.93
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.34
%
+ base rate (0.1%)
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.89
%
APRC
Total cost over the mortgage term
4.08
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.89
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
2.65
%
APRC
Total cost over the mortgage term
4.08
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.65
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
2.89
%
APRC
Total cost over the mortgage term
3.97
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.89
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
2.75
%
APRC
Total cost over the mortgage term
3.97
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.75
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
2.99
%
APRC
Total cost over the mortgage term
3.81
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.99
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
2.89
%
APRC
Total cost over the mortgage term
3.81
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.89
%
+ base rate (0.1%)
0
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
0
years
2.34
%
APRC
Total cost over the mortgage term
3.93
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.34
%
+ base rate (0.1%)
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.89
%
APRC
Total cost over the mortgage term
4.08
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.89
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
2.65
%
APRC
Total cost over the mortgage term
4.08
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.65
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
2.89
%
APRC
Total cost over the mortgage term
3.97
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.89
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
2.75
%
APRC
Total cost over the mortgage term
3.97
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.75
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
2.99
%
APRC
Total cost over the mortgage term
3.81
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.99
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
2.89
%
APRC
Total cost over the mortgage term
3.81
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.89
%
+ base rate (0.1%)
0
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
0
years
2.34
%
APRC
Total cost over the mortgage term
3.93
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.34
%
+ base rate (0.1%)

A representative example...

A repayment mortgage of £250,000 payable over 25 years, initially on a fixed rate for 2 years and then on our current variable rate of 4.25% for the remaining term, would require 24 monthly payments of £1,340.39 and 276 monthly payments of £1,353.43.
‍
Please note your actual costs and monthly repayments will vary.

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Authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 921355.

Generation Home is the trading name of Imagine Mortgages Ltd, a company registered in England and Wales. Company registration number: 11465987.
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