Interest Rates

Loan to value (LTV)
90% LTV
85% LTV
80% LTV
75% LTV
70% LTV
60% LTV
Fixed
Tracker
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
3.40
%
APRC
Total cost over the mortgage term
4.09
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
3.40
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
3.19
%
APRC
Total cost over the mortgage term
4.09
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.19
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
3.55
%
APRC
Total cost over the mortgage term
4.07
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
3.55
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
3.34
%
APRC
Total cost over the mortgage term
4.05
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.34
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
3.70
%
APRC
Total cost over the mortgage term
4.04
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
3.70
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
3.60
%
APRC
Total cost over the mortgage term
4.04
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.60
%
+ base rate (0.1%)
Fixed
Tracker
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.76
%
APRC
Total cost over the mortgage term
3.97
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.76
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
2.43
%
APRC
Total cost over the mortgage term
3.95
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.43
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
2.91
%
APRC
Total cost over the mortgage term
3.90
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.91
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
2.57
%
APRC
Total cost over the mortgage term
3.85
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.57
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
3.15
%
APRC
Total cost over the mortgage term
3.81
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
3.15
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
2.95
%
APRC
Total cost over the mortgage term
3.77
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.95
%
+ base rate (0.1%)
0
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
0
years
2.76
%
APRC
Total cost over the mortgage term
4.01
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.76
%
+ base rate (0.1%)
Fixed
Tracker
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.34
%
APRC
Total cost over the mortgage term
3.90
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.34
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
1.94
%
APRC
Total cost over the mortgage term
3.86
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
1.94
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
2.49
%
APRC
Total cost over the mortgage term
3.79
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.49
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
2.09
%
APRC
Total cost over the mortgage term
3.72
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.09
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
2.80
%
APRC
Total cost over the mortgage term
3.67
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.80
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
2.49
%
APRC
Total cost over the mortgage term
3.58
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.49
%
+ base rate (0.1%)
0
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
0
years
2.34
%
APRC
Total cost over the mortgage term
3.93
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.34
%
+ base rate (0.1%)
Fixed
Tracker
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.34
%
APRC
Total cost over the mortgage term
3.90
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.34
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
1.94
%
APRC
Total cost over the mortgage term
3.86
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
1.94
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
2.49
%
APRC
Total cost over the mortgage term
3.79
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.49
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
2.09
%
APRC
Total cost over the mortgage term
3.72
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.09
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
2.80
%
APRC
Total cost over the mortgage term
3.67
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.80
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
2.49
%
APRC
Total cost over the mortgage term
3.58
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.49
%
+ base rate (0.1%)
0
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
0
years
2.34
%
APRC
Total cost over the mortgage term
3.93
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.34
%
+ base rate (0.1%)
Fixed
Tracker
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.34
%
APRC
Total cost over the mortgage term
3.90
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.34
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
1.94
%
APRC
Total cost over the mortgage term
3.86
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
1.94
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
2.49
%
APRC
Total cost over the mortgage term
3.79
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.49
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
2.09
%
APRC
Total cost over the mortgage term
3.72
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.09
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
2.80
%
APRC
Total cost over the mortgage term
3.67
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.80
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
2.49
%
APRC
Total cost over the mortgage term
3.58
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.49
%
+ base rate (0.1%)
0
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
0
years
2.34
%
APRC
Total cost over the mortgage term
3.93
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.34
%
+ base rate (0.1%)
Fixed
Tracker
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.34
%
APRC
Total cost over the mortgage term
3.90
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.34
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
1.94
%
APRC
Total cost over the mortgage term
3.86
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
1.94
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
2.49
%
APRC
Total cost over the mortgage term
3.79
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.49
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
2.09
%
APRC
Total cost over the mortgage term
3.72
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.09
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
2.80
%
APRC
Total cost over the mortgage term
3.67
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.80
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
2.49
%
APRC
Total cost over the mortgage term
3.58
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.49
%
+ base rate (0.1%)
0
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
0
years
2.34
%
APRC
Total cost over the mortgage term
3.93
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.34
%
+ base rate (0.1%)

A representative example...

A repayment mortgage of £250,000 payable over 25 years, initially on a fixed rate for 2 years and then on our current variable rate of 4.15% for the remaining term, would require 24 monthly payments of £1,210.38 and 276 monthly payments of £1,240.27.
‍
Please note your actual costs and monthly repayments will vary.

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© Imagine Mortgages Limited 2021
Authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 921355.

Generation Home is the trading name of Imagine Mortgages Ltd, a company registered in England and Wales. Company registration number: 11465987.