Interest Rates

Loan to value (LTV)
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.45
%
APRC
Total cost over the mortgage term
4.21
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.45
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
2.25
%
APRC
Total cost over the mortgage term
4.21
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.25
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
2.55
%
APRC
Total cost over the mortgage term
4.07
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.55
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
2.40
%
APRC
Total cost over the mortgage term
4.07
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.40
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
2.75
%
APRC
Total cost over the mortgage term
3.86
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.75
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
2.65
%
APRC
Total cost over the mortgage term
3.86
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.65
%
+ base rate (0.1%)
0
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
0
years
2.45
%
APRC
Total cost over the mortgage term
4.25
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.45
%
+ base rate (0.1%)
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.75
%
APRC
Total cost over the mortgage term
4.27
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.75
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
2.55
%
APRC
Total cost over the mortgage term
4.27
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.55
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
2.75
%
APRC
Total cost over the mortgage term
4.12
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.75
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
2.60
%
APRC
Total cost over the mortgage term
4.12
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.60
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
2.90
%
APRC
Total cost over the mortgage term
3.92
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.90
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
2.80
%
APRC
Total cost over the mortgage term
3.92
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.80
%
+ base rate (0.1%)
0
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
0
years
2.75
%
APRC
Total cost over the mortgage term
4.31
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.75
%
+ base rate (0.1%)
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.75
%
APRC
Total cost over the mortgage term
4.27
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.75
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
2.55
%
APRC
Total cost over the mortgage term
4.27
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.55
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
2.75
%
APRC
Total cost over the mortgage term
4.12
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.75
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
2.60
%
APRC
Total cost over the mortgage term
4.12
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.60
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
2.90
%
APRC
Total cost over the mortgage term
3.92
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.90
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
2.80
%
APRC
Total cost over the mortgage term
3.92
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.80
%
+ base rate (0.1%)
0
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
0
years
2.75
%
APRC
Total cost over the mortgage term
4.31
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.75
%
+ base rate (0.1%)
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
2.80
%
APRC
Total cost over the mortgage term
4.27
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.80
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
2.60
%
APRC
Total cost over the mortgage term
4.28
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.60
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
2.95
%
APRC
Total cost over the mortgage term
4.17
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
2.95
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
2.80
%
APRC
Total cost over the mortgage term
4.17
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.80
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
3.20
%
APRC
Total cost over the mortgage term
4.05
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
3.20
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
3.10
%
APRC
Total cost over the mortgage term
4.04
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.10
%
+ base rate (0.1%)
0
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
0
years
2.80
%
APRC
Total cost over the mortgage term
4.31
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
2.80
%
+ base rate (0.1%)
2
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
2
years
3.60
%
APRC
Total cost over the mortgage term
4.42
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
3.60
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
3.40
%
APRC
Total cost over the mortgage term
4.43
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.40
%
+ base rate (0.1%)
3
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
3
years
3.70
%
APRC
Total cost over the mortgage term
4.37
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
3.70
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
3.55
%
APRC
Total cost over the mortgage term
4.37
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.55
%
+ base rate (0.1%)
5
 year fixed
£
0
 fee
£
0
 fee
Initial rate
Rate for the first
5
years
3.90
%
APRC
Total cost over the mortgage term
4.34
%
Lifetime tracker
£
0
 fee
£
0
 fee
Your rate
The only rate you’ll pay
3.90
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
3.80
%
APRC
Total cost over the mortgage term
4.34
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.80
%
+ base rate (0.1%)
0
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
0
years
3.60
%
APRC
Total cost over the mortgage term
4.46
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.60
%
+ base rate (0.1%)
2
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
2
years
3.99
%
APRC
Total cost over the mortgage term
4.54
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
3.99
%
+ base rate (0.1%)
3
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
3
years
4.10
%
APRC
Total cost over the mortgage term
4.52
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
4.10
%
+ base rate (0.1%)
5
 year fixed
£
999
 fee
£
999
 fee
Initial rate
Rate for the first
5
years
4.25
%
APRC
Total cost over the mortgage term
4.53
%
Lifetime tracker
£
999
 fee
£
999
 fee
Your rate
The only rate you’ll pay
4.25
%
+ base rate (0.1%)

A representative example...

A repayment mortgage of £250,000 payable over 25 years, initially on a fixed rate for 2 years and then on our current variable rate of 4.5% for the remaining term, would require 24 monthly payments of £1,107.74 and 276 monthly payments of £1,368.36.

Please note your actual costs and monthly repayments will vary.

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If you stop paying your mortgage, you could lose your home.